News
The Healing Power of Science and Nature
SUWS of the Carolinas Old Fort, North Carolina BY TINA M. WOLFE On any given day, deep in the pith of the Pisgah National Forest in Old Fort, new stories are unfolding. Stories of discovery and healing. Stories set not to the world’s crash-and-burn pace but rather nature’s gentle rhythm. Each year, SUWS of the Carolinas welcomes in a cadre of angst-ridden, emotionally overwhelmed, and sometimes angry youth. Adolescents are struggling to keep pace mentally and emotionally with the
Financial Moves for the Recently Divorced
Divorce is common in our society, but that doesn’t make it any easier to navigate. If you’ve recently finalized a divorce, you’ve likely been coping with uncertainty and tension, but you can still avoid turning an already difficult situation into one that’s even more challenging. How? By making the right financial and investment moves, including the following: Establish your separate financial presence.Even when you were married, you and your spouse might have maintained some separate accounts. But if
Ideas for Thanking Your Family
It’s almost Thanksgiving. And although 2020 may have been a difficult year for you, as it has been for many people, you can probably still find things for which you can be thankful – such as your family. How can you show your appreciation for your loved ones? Here are a few suggestions: Invest in your children’s future. If you have young children – or even grandchildren – one of the greatest gifts you can give them is the gift of education. You may want to consider contributing to a higher education
Nine to Know
The fear of running out of money in retirement is listed as the greatest concern in retirement. It is easy to understand as the variables are many. Inflation, taxes, the solvency of Social Security, and the fluctuation of the stock market. Having a plan is critical to your success. Most people have a portfolio of investments, but what I want to help with is a plan that helps you understand how to best minimize the risks of each of the listed above. I have a new program that gives you a benchmark of where
Protect Your Finances from “Cyberthieves”
You’ve no doubt heard reports of personal data being stolen and used for financial fraud – anything from online shopping on your credit cards to actual theft from your financial accounts. This problem won’t go away anytime soon – but you can take steps to defend yourself. Here are a few suggestions: Use multifactor authentication or other extra security options with online accounts. Many of your online accounts offer extra security by giving you the option to prove your identity in different ways. With
Protect Your Family from Long-term Care Costs
Like everyone, you want to remain physically and financially independent throughout your life. But if you lose some of this freedom, the last thing you’d want is to become a burden on your family. How can you keep this from happening? First of all, you need to be aware of the risk. Someone turning 65 today has almost a 70 percent chance of eventually needing some type of long-term care, according to the U.S. Department of Health and Human Services. Of course, this doesn’t necessarily mean that you face
Stevie's Place Ribbon Cutting
On Thursday, October 22, 2020, mother-daughter duo and Community Companion Home Care & Possibilities Day Program owners Aimee Merrill and Tamora Clontz welcomed employees, community members, family and friends to the ribbon cutting for Stevie’s Place. Stevie’s Place will be a transition home for adults with disabilities. This will be a new type of home for Community Companion Home Care, and those involved are excited to bring a much-needed transition home to Marion. Located off Baldwin Avenue at 15 6th
Member Monday-Marion Pharmacy
Threaded through the fabric of America’s Main Streets are the hearts and dreams of families much like the Marion Pharmacy Family. Opened in April of 1962 by pharmacist Bill Howle, this mountain cornerstone of American tenacity and ingenuity has been caring for the health and well-being of generations of McDowell residents for 58 years. Bill, who passed in April of 2010, set the standard of care and service that continues today. He invested as much in the relationships with customers as he did in
Nonprofit Financial Resilience Webinar
The North Carolina Center for Nonprofits is gearing up for the 2020 virtual conference, Rebuilding for Resiliency, December 8-10. The organization is particularly excited about a pre-conference sessions that they are offering on Tuesday, Dec 8 “Nonprofit Financial Resilience: Understanding “Full Cost” and Dialogue on Post-COVID Recovery. This 3-hour session, led by the Nonprofit Finance Fund (NFF), explores the concept of asking for and funding full costs for nonprofit organizations. The John Rex
SBA PPP Forgiveness Webinar
On Wednesday, October 21, 2020, join North Carolina District Director Thomas A. Stith III and members of the North Carolina District Office for Let’s Talk Business: Paycheck Protection Program (PPP) Forgiveness. The webinar will focus on PPP forgiveness with topics to include: Downloading the PPP Loan applicationWhat documents to have readySole proprietor, partnerships, LLC’s, and C&S Corp optionsIdentify which PPP Loan forgiveness application is right for youHow to fill out the applicationSafe Harbors
SBA & Treasury Announce Simpler PPP Forgiveness
WASHINGTON—The U.S. Small Business Administration, in consultation with the Treasury Department, today released a simpler loan forgiveness application for Paycheck Protection Program (PPP) loans of $50,000 or less. This action streamlines the PPP forgiveness process to provide financial and administrative relief to America’s smallest businesses while also ensuring sound stewardship of taxpayer dollars. “The PPP has provided 5.2 million loans worth $525 billion to American small businesses, providing
Celebrating Hispanic Entrepreneurs' Growth, Resilience
By Jovita Carranza on October 07, 2020Category: SBA News and ViewsThe Nation's 3.3 million Hispanic-owned small businesses generate $474 billion in annual sales. As we celebrate National Hispanic Heritage Month, many people are talking about the remarkable contributions of 60 million Hispanic Americans. Few people, however, can say they have done as much to propel this community – my community – forward as President Donald Trump.As the first Latina to serve in a Republican President’s Cabinet, I am proud
MEDICARE: ANNUAL ENROLLMENT PERIOD
Medicare - Annual Enrollment PeriodWe can discuss and process enrollments by Phone, Virtual or In-Person at our office located at "Creekside Wellness Center" - 551 Burma road West - Marion, NC 28752 Please call ahead - 828.442.9681
New Methods of Breast Tumor Investigation Make the Patient Experience Easier
We see the well-recognized pink ribbon a lot in Breast Cancer Awareness Month, October. It symbolizes many things: the fight for a cure, the work that researchers continue to put into developing better testing and treatments, and for virtually everyone, it may remind them of a friend or loved one who has fought the disease or sadly, been lost to it. At Mission Hospital McDowell (MHM), the importance of prevention is stressed, because the earlier breast cancer is found, the more treatment options are
McDowell County Health Coalition Partner Survey
The McDowell County Health Coalition is deeply concerned with the effects of Covid-19 on our community. We are also committed to using this time to reflect on our effectiveness, seek out areas of improvement and productive change so that we may continue to thrive and be a viable resource for years to come. We have been working with NC Rural Forward since before the pandemic on a strategic plan. We’ve been asking hard questions in the spirit of transparency and improvement of our board of directors. Now we
Veteran Owned Groomer Opens in Old Fort
On Thursday, October 2nd, local community members, chamber ambassadors, loyal customers and many others gathered to celebrate the ribbon cutting ceremony at Southern Paws Grooming in Old Fort. Owners Rose and John Catanzaro were proud to share their beautiful salon and pet boutique with those in attendance, and their excitement to be open and part of the local community was palpable. Southern Paws is a certified AKE and SAFE salon, and they are a Veteran owned business. Rose and John take great pride in
North Carolina Moves to Phase 3
On Friday, October 2nd, Governor Cooper announced per Executive Order 169, North Carolina will be moving into Phase 3, effective until at least 5pm on October 23, 2020. For additional information and frequently asked questions, click link below.Click Here
Duke Energy Offers Assistance to Businesses
Businesses facing financial hardship can qualify for new extended payment plans to catch-up on balances accumulated during the COVID-19 disconnection suspension. Restarting the economy is more important than ever, and no customer on a payment plan who remains current on that plan will be disconnected. It is important that they contact us as soon as possible to enroll in this program.Click Here for More Details!
Health-Sharing Ministries. OneShare stands above the rest.
For more than 4 years I have been providing consulting services on many of the health sharing ministries. For those of you that are unaware of these plans, they are a very affordable option for healthcare for those who are a good fit. There are many types of plans from basic and I mean basic plans that cost under $100 a month to those that resemble most major medical plans. Now it is very important to understand that these plans are not insurance. They pool money to meet the medical obligations stated in
Mission Hospital McDowell Prioritizes Patient Safety at All Times
Mission Hospital McDowell Prioritizes Patient Safety at All Times, Lowers Risk With Proactive, Facility-Wide Approach Patient safety is at the core of everything we do at Mission Hospital McDowell (MHM). In recognition of World Patient Safety Day (September 17th), we’re highlighting this month the many layers of safety-oriented protocol and systems in place that exist here at MHM to create a safety and solution-focused culture of continued learning. Broadly, patient safety encompasses countless patient
A Family Legacy Continues
Mountain Stream RV ParkBy Tina M. WolfeDEEP ROOTS What is it about a place that gives us a sense of belonging? Is it because we were born there? Is it because we hold deep ancestral roots or even that its beauty and sense of simplicity speaks to our nature? For Jim Gibson and his family, it’s all of the above. Although born in Charlotte, Gibson can trace his McDowell roots back three generations. He along with his sons-in-law Tyler Mace and Austin Brooks purchased the Mountain Stream RV Park in December
Chamber Partners with Local Business to Support Operation Backpack
For the second year, Robertson Packaging Supply, Inc., stepped up to support Operation Backpack. Owners Brandon & Sarah Whitson didn't hesitate to partner with the Chamber once again. Their team worked diligently to locate supplies difficult for the school to find. On Wednesday, August 12th, RPSI, an industrial supply distributor, delivered $1,000 in supplies to Melanie Dunham, project coordinator for Operation Backpack. Donations are accepted year-round. Monetary donations may be written to The Endowment
New Dance & Movement Studio Opens
On Saturday, September 12, 2020, one of Marion’s newest businesses drew an intimate crowd of supporters to celebrate a ribbon cutting ceremony hosted by the McDowell Chamber of Commerce. The Above the Barre Dance and Gymnastic Academy, located in the new Larry D. Miller Business Complex, is a much-desired addition to the community. “Amazing dancers and gymnasts are being created, but … more importantly, amazing humans are being created here at Above the Barre,” said owner Erin Nanney, who expressed
NC HB 1105 – The Coronavirus Relief Act 3.0
The $2 trillion CARES Act signed into law on March 27, 2020, provided North Carolina with $3.59 billion to be spent by December 30, 2020. With $903 million of these funds still unspent, the North Carolina Legislature created NC House Bill 1105 to ensure all its federally allotted CARES Act dollars were utilized. On September 4, 2020, Governor Cooper signed HB 1105 into law, which is also referred to as the Coronavirus Relief Act 3.0. A few highlights of HB1105 are below.Education/ChildcareExtra Credit
Old Fort Chamber Merges with McDowell Chamber
In July of 2020, the Old Fort Chamber of Commerce officially merged with the McDowell Chamber of Commerce creating a united effort to support and promote the businesses all across the county. "Prior to the merger, the McDowell Chamber respected the jurisdiction of the Old Fort Chamber, while still serving our members there," said incoming Executive Director Kim Effler. "We are now better positioned to address the business needs of the whole county." Effler previously served as the volunteer director for
Mission Hospital McDowell's Maternity Ward Recognized Nationally
Mission Hospital McDowell was recently named to Newsweek’s 2020 list of Best Maternity Care Hospitals. The distinction recognizes facilities that have excelled in providing care to mothers, newborns and their families. “This is recognition is a testament to all of the outstanding caregivers and staff at Mission Hospital McDowell. I am truly grateful for our amazing Maternity Services team and the excellent care they provide for the communities we serve,” said Carol Wolfenbarger, CEO of Mission Hospital
Updates On Payroll Tax Exempt Rules
In response to Congress’ delay in providing additional relief in the wake of COVID-19’s economic impacts, on August 8, 2020, President Trump issued an executive order to the Department of Treasury to allow deferral of employee Social Security (SS) taxes. The Secretary of the Treasury is authorized under Section 7508A of the Internal Revenue Code to defer certain payroll tax obligations. No matter the size of a business, each employee’s compensation is subject to various withholdings, including SS, which is
McDowell County Keeps Bigfoot’s Spirit Alive
Bigfoot Scavenger Hunt, Specials planned throughout September The McDowell Tourism Development Authority, McDowell Chamber of Commerce, Marion Business Association and City of Marion have come together to create a way visitors and locals alike can celebrate Sasquatch, maintain a safe social distance and enjoy the month of September, when the WNC Bigfoot Festival was originally scheduled to be held. Starting on Monday, September 14, 2020 and continuing through the end of September, visitors can participate
Save on Health Benefits for Your Business
Any business that is a Chamber of Commerce member in Western North Carolina can get a discount on the monthly costs of Aetna Funding Advantage. Ready to save money on your company's health benefits? Aetna Funding Advantage makes it simple. It offers:up to 25% savings on monthly costs compared to ACA premium rates*;the long-term potential of surplus sharing;a digital administration and enrollment platform;wellness activated by Attain by AetnaSM app and Peerfit fitness classes; and more!And now, Aetna has
Chamber Announces Leadership Change
Immediate Release Contact: Carol Wolfenbarger Phone: 828.652.4240 (Marion, NC) The McDowell Chamber of Commerce Board of Directors has announced that Kimberly Effler will be succeeding Steve Bush as the organization’s next executive director, effective October 1, 2020. Steve Bush, who has served the McDowell County Chamber of Commerce since 2013 expressed a desire to transition from this leadership role in
Full Roster, Stiff Competition & Generous Winners
In a show of beneficence, the Annual Chamber Golf Tournament First Place winning foursome (1st Flight), Team Pepsi, donated their prize money back to the McDowell Chamber of Commerce at Marion Lake Club Golf Course Friday, August 28, 2020. The Pepsi Team dominated the course finishing out the day with a 50. Players Scott Spratt, Jeff Rumberg, Austin Rumberg, and Jim McMahan when awarded the $400 cash prize, graciously donated their winnings back to the Chamber of Commerce. "I was overwhelmed with
North Carolina Prepares Coronavirus Grants for Local Communities
$28 million in aid available for COVID-19 responseRaleigh, N.C. - This week, Governor Roy Cooper announced the State of North Carolina will provide $28 million to local governments and communities in their response to the economic and public health impacts of COVID-19 through the Community Development Block Grant Coronavirus (CDBG-CV) program. The program will be funded through the CARES Act by the U.S. Department of Housing and Urban Development (HUD) to support North Carolina’s ongoing effort to fight
IRS Issues Guidance on Deferral of Employee Tax Withholding
In response to Congress’ delay in providing additional relief in the wake of COVID-19’s economic impacts, on August 8, 2020, President Trump issued an executive order to the Department of Treasury to allow deferral of employee Social Security (SS) taxes. The Secretary of the Treasury is authorized under Section 7508A of the Internal Revenue Code to defer certain payroll tax obligations. No matter the size of a business, each employee’s compensation is subject to various withholdings, including SS, which is
McDowell May Sales Up 2.3%
Marion Economic Development NewsMcDowell County COVID Business Recovery Survey According to the NC Department of Revenue (NCDOR), retail sales figures in McDowell County for June, which represent May sales, totaled $38.5 million. This is a 2.3% increase over the same period last year. This is in contrast to retail sales across North Carolina, which decreased by 4.4% in June. These figures are showing that McDowell County has weathered the COVID-19 storm better than other communities in our state. We
Free Business Counseling
Free One-On-One Marketing, Financial and Business Planning Offered to Small Businesses Are you struggling with marketing, cash flow, personnel or employee training? The McDowell Tech Small Business Center (SBC) can provide FREE assistance to you. Current program clients have received: website, Quickbooks and Google Analytics training. Wonder if the help you need is covered by this program? Call SBC at 652-0634 to reserve a time for your FREE business consultation. This is available for a limited time
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Favorite Local Deli Makes Its Move
McDowell's favorite sandwich shop, Holly's Deli & Desserts, is making its big move this weekend to its new location (the old Fatz Cafe building) offering expanded seating, brand new recipes, full bar, and evening hours. Owners Jennifer and Jon Hartman have dreamed about expanding their deli to a full-service restaurant for quite a while and have been working hard for months preparing the space to welcome loyal customers with the same great service and products that have garnered top awards each
Member Monday: Lake James Antique Mall
HOSPITALITY AMONG TREASURED FINDS AT ANTIQUE MALL By Tina M. Wolfe AUGUST 2020Amid rapid-fire change and anxiety-inducing unknowns, there is something oddly comforting meandering through the aisles of Dixie Matthew's 30K-square-foot Lake James Antique Mall, located just off I-40 at exit 90. Set up in individually designed booths, 38 passionate vendors artfully display their antiques and vintage collectables. Each booth invites guests on a wistful trek through yesteryear to the comforts and smells of
33 PPP Fraud Prosecution And Counting
Paycheck Protection Program (PPP) loans have aided more than 5 million small business owners, providing a much-needed lifeline during the Coronavirus outbreak crisis. The overwhelming majority of business owners are legitimate and will use the money as intended to retain employees and stay operational.But the PPP program has attracted a few rotten apples. And you won’t believe how rotten they are.To date, the Justice Department has filed 33 PPP fraud cases. Defendants are charged with bilking taxpayers out
State Grant Helps Businesses Still Seeking Funding
If you missed out on PPP or any COVID-related funds, your organization may be eligible to receive valuable funds now through the NC Department of Commerce's Job Retention Grant Program. Eligibility:1. Are you an employer? – Eligible organizations include private businesses and certain types of nonprofits. (The General Assembly is working to include 501c6 nonprofits, which were accidentally left out of the original legislation. 501c6 organizations may still apply, but funding will depend on legislative
Chamber Offers New Billboard Program
The McDowell Chamber of Commerce is proud to announce it's Billboard Program allowing for member businesses to partner up and share costs on one of the most visible billboards in town on Rutherford Road. The Program allows like businesses or those that are situated next to each other to share the cost (already discounted) of having a billboard presence on our major entryway into the community. If you are interested in participating and would like more details, please call the chamber office at
SBA Releases New PPP Loan Forgiveness FAQs
SBA and Department of Treasury Have Released New PPP Forgiveness FAQsSBA and Department of the Treasury released new FAQs today. These FAQs fall into the following categories: General Loan Forgiveness FAQsLoan Forgiveness Payroll Costs FAQs Includes Information on Owner Compensation Loan Forgiveness Nonpayroll Costs FAQsLoan Forgiveness Reductions FAQs This 10-page document will answer many questions posed by small businesses regarding PPP loan forgiveness. See the FAQs here.
Mayor Issues City-Wide Mandate
FOR IMMEDIATE RELEASE PRESS RELEASE The following is a direct release from the office of the Mayor of Marion, NC, and is issued for public information. From Mayor Steve Little - 652-8003 or 442-7243City of Marion, NC August 3, 2020The coronavirus COVID 19 continues to rage uncontrolled throughout the United States. For months, people with actual scientific and medical education and experience have issued urgent warnings over and over: Wear A Face Mask (covering both mouth and nose). Stay Six Feet Apart
NC Decouples From Several CARES Act Tax Laws
North Carolina Governor Roy Cooper recently signed into law H.B. 1080 (Session Law 2020-58), a measure widely-supported in the Legislature and designed to stabilize the State’s coffers due to COVID-19’s revenue impact. H.B.1080 addresses North Carolina’s decoupling (opting out) of several federal tax provisions mostly found in the CARES Act signed into law by President Trump on March 27, 2020. On Monday, July 20, 2020, the North Carolina Department of Revenue (NCDOR) released a notice identifying and
How do Trails Impact the Local Economy?
Not only will the Fonta Flora State Trail across McDowell County provide more access to safe places to walk and ride bicycles, it will have a positive impact on our local economy. As the examples in the infographic above, when the Fonta Flora State Trail connects Morganton and Asheville, it will traverse all of McDowell County, including Lake James State Park, the City of Marion, and the Town of Old Fort. The trail will link communities and provide access to recreation along the Catawba
Making the Best of Senior Care Facilities
While watching the morning news today, I saw a headline that over 50% of all COVID-19 deaths were in Senior Care facilities. My immediate thought was this cannot be true, but after a quick search on Google, I believe that it may be true. The first confirmation came from the New York Times that stated that 42% of all deaths come from Nursing Homes. This is lower than 50% but I realized that it was only Nursing Homes and did not consider the large number of people living in Senior Care facilities. In recent
PPP Extension Act Being Extended
Payroll Protection Program Extension ActThe Payroll Protection Program (PPP) Extension Act was approved by Congress and subsequently signed into law by President Trump on June 5, 2020. Now, the Extension Act has been extended. On July 4th, the President extended The PPP Extension Act deadline, which allows more businesses the opportunity to apply for PPP forgivable loans. The CARES Act, signed into law on March 27, 2020, created PPP loans to aid businesses economically impacted by COVID-19 with a June 30,
MEMBER MONDAY-THE SCIENCE OF NATURE
By Tina M. Wolfe The Science of Nature In an unassuming building on U.S. Hwy. 221 N there have occurred what some call miracles. People that have entered its doors have been transformed and have become true believers. This, however, isn’t a religious organization. No, in fact, the business, Earth Heart, is all about the Science of Nature! Co-owners Debra Richardson and Cindy Conner are trained and educated in the science of natural and herbal remedies, alternative health products, and nature’s
Seven Steps to Recession-Proof Your Small Business
Blame Covid-19: the US officially entered a recession in February. I suspect that’s not news to you and your small business, as small businesses have been on the front line of this downturn, struggling to survive. In fact, since the shut-down, it’s estimated that over 100,000 small businesses have closed their doors for good. I don’t want you to be one of them, so here are ways to help "recession-proof" your small business.1.Get the word out to "shop small, shop local." In response to Covid, customers want
Our PPE Story
Grateful to Help Kitsbow was invited to Washington DC to testify in Congress on the issues of small businesses struggling to survive in the Pandemic. The House Committee on Small Business is considering policy to help small businesses and help the country be better prepared for pandemics. Our CEO David Billstrom testified on the lessons Kitsbow learned in the last 100 days making PPE, and a bit about how we did it. David stated that, "The opportunity to testify in Congress was quite meaningful to those of
Helping America’s Entrepreneurs Get Back to Business
Now more than ever before, Americans are turning to online learning. The trend is especially true as small businesses begin to reopen after states lift Coronavirus (COVID-19) restrictions in the weeks and months ahead. The U.S. Small Business Administration (SBA) offers free online courses that can help to guide you as you get back to business. Our online courses, housed in the SBA Learning Center, are tailored to specific subject areas and business stages. You can also supplement the knowledge you gain
New Coffee Shop Opens in Old Fort
On Monday, June 15, 2020, one of Old Fort’s newest businesses drew an intimate crowd of supporters to celebrate a ribbon cutting ceremony hosted by the McDowell Chamber of Commerce. The Mill Creek Mug, located in the former Parker Hosiery building, is a much desired addition to the Town of Old Fort. “We are excited to provide a hometown coffee shop,” said owner Amy Parker, who expressed gratitude to the entire group in attendance. Local dignitaries and community supporters were on hand to express their
Revised Loan Forgiveness Application & Guidance
Last week, the SBA released a revised PPP loan forgiveness application and a new EZ application as well as provided further guidance on employee and owner compensation calculations in the PPP Flexibility Act. Both applications allow borrowers who were assigned a loan number by the SBA on or before June 5th to choose between an 8-week or 24-week expenditure time frame to qualify for loan forgiveness. Those assigned a loan number after June 5th must use a 24-week period. EZ PPP Loan Forgiveness
Help Remains For Small Businesses
Now is the time to take action for your small business. Deadlines are nearing and opportunities will come to a close for funding to assist in recovery efforts. The time is now to take action. Consider the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Program (EIDL) for your recovery efforts. Please note that PPP will close on June 30th. The Economic Injury Disaster Loan (EIDL) and EIDL Advance application portal is now open to all eligible small businesses, non-profits, and
Duke Energy rolls out ‘Hire North Carolina’ Program for Major Construction Projects
Media Contact: Meredith Archie 24-hour: 800.559.3853 June 15, 2020 Duke Energy rolls out ‘Hire North Carolina’ program for major construction projects ▪ Innovative program to promote economic development and job growth ▪ North Carolina-based and minority-owned contractors and subcontractors encouraged to join listCHARLOTTE, N.C. – In an effort to promote economic development and support North Carolina communities, Duke Energy is implementing the new program – ‘Hire North Carolina’ – to
The Secret to Happier Retirement
Recently I received a copy of a Wall Street Journal article from July 27th, 2005 titled“The Secret to a happier retirement. Friends Neighbors and a Fixed Annuity”. The funny part of this is I actually remember this article. At the time I was managing money and it did not fit my world view of retirement. Like many others, I have rethought what is important in retirement. Maybe it is because I am now 15 years older and closer myself to retirement or perhaps it is the perspective that working with people for
Member Monday: VOD Tactical
VOD TACTICAL—FRANK & RHONDA SEAMAN Tucked away in the time-worn mountains of the Blue Ridge range sits a plot of land that holds the hearts and history of Frank Seaman and his wife Rhonda. Named Manoah, the 134-acre farm stretches across the foothills of Old Fort and is home to their business, Virtue Of Defense Tactical or VOD Tactical, a not-so-typical firing range. The land has had many incarnations and has been in Rhonda’s family dating back to the original land grants from King George III. Its name
Free Help For Local Small Businesses
Opportunity for Free One-on-One Small Business Counseling Are you struggling with marketing, cash flow, personnel or employee training? The McDowell Tech Small Business Center (SBC) can provide FREE assistance to you. Call SBC to reserve a time for your business consultation. This is available for a limited time only.Click Here for More Info! Frank Silver Director of Small Business Center McDowell Technical Community College 828-652-0634
Paycheck Protection Program Flexibility Act
Joint Statement by SBA Administrator Jovita Carranza and U.S. Treasury Secretary Steven T. Mnuchin Regarding Enactment of the Paycheck Protection Program Flexibility Act SBA Administrator Jovita Carranza and U.S. Treasury Secretary Steven T. Mnuchin issued the following statement today following the enactment of the Paycheck Protection Program (PPP) Flexibility Act: “We want to thank President Trump for his leadership and commend Leader McConnell, Leader Schumer, Speaker Pelosi, and Leader McCarthy for
PPP Amendment Details
May 28, 2020, the House of Representatives near-unanimously (417-1) passed HR 7010, the Paycheck Protection Program Flexibility Act. It is uncertain if the Senate will pass these measures, though there are clear indications of bipartisan support to relax the current terms of the PPP loan program. Here are the key changes proposed in this bill: Extend the loan application deadline from June 30 to December 31, 2020.For new loans, the minimum loan term would be 5 years instead of the current 2-year term. For
House Passes Bill Amending PPP Program
May 28, 2020, the House of Representatives near-unanimously (417-1) passed HR 7010, the Paycheck Protection Program Flexibility Act. It is uncertain if the Senate will pass these measures, though there are clear indications of bipartisan support to relax the current terms of the PPP loan program. Here are the key changes proposed in this bill: Extend the loan application deadline from June 30 to December 31, 2020.For new loans, the minimum loan term would be 5 years instead of the current 2-year term. For
SBA Releases Loan Forgiveness Application & Tools
SBA Paycheck Protection Program Loan Forgiveness Application The U.S. Small Business Administration, in consultation with the U.S Department of the Treasury, released the Paycheck Protection Program (PPP) Loan Forgiveness Application and detailed instructions for the application. The form and instructions inform borrowers how to apply for forgiveness of their PPP loans, consistent with the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). SBA will also soon issue regulations and guidance
FREE CORONA VIRUS SCREENING
Complete Your Screening Today. McDowell County Emergency Services, working with the Gateway Foundation and Dogwood Health Trust have partnered to launch an online COVID-19 screening tool McDowell.ClearStep.Health, for use in stopping the spread of the coronavirus in McDowell County. McDowell County Emergency Services deployed the new tool to provide individuals with clear and accurate guidance about whether to test or self-isolate. The in-depth software combines symptom checking with screening for potential
Rural Forward Uncovers Additional Assistance For Struggling Businesses
Rural Forward North Carolina has been digging to find other funding and assistance options for our small businesses struggling to stay afloat. Aside from the federal assistance provided through the EIDL and PPP monies, RFNC has come up with this list that offers grants, free legal services, and more. GRANT: NC Local News Lab Fund Grant. “General operating grants of up to $30,000 to 501c3 public charity non-profit entities that serve North Carolina residents and their rapidly evolving information needs.
SBA Webinar On PPP
SBA North Carolina District Paycheck Protection Program Webinar On Thursday, May 7, 2020, you are invited to join us for a webinar to discuss Small Business Guidance and Loan Resources as part of SBA’s response to the COVID-19 disaster. The webinar will focus on the Paycheck Protection Program and will review eligibility, the application process, loan use, current results, and more. PPP funds are still available so be sure to join the North Carolina District Office for this presentation with a question
Employer Group Health Insurance Ending - OPTIONS AVAILABLE
If you are not eligible for subsidies through the Healthcare.gov - Thrive Insurance Solutions has many options available to consider that is affordable. Contact us at 828.442.9681 or thriveinsolutions@gmail.com We are located at the "Creekside Wellness Center" 551 Burma Road West - Marion, NC
Virtual Food Drive Helps Those In Need
Help feed your neighbors in need! When COVID-19 hit, everyone’s life was turned upside down, but for those who lost their jobs or the elderly who rely on their retirement funds to survive and the thousands of children who get fed at school, but only during the week, this became a fight for survival. These are your neighbors in western North Carolina, many of whom are not that financially stable and this pandemic just pushed them over the edge with nothing to fall back on. Anything you can do to help us
Resumption of the Paycheck Protection Program
Resumption of the Paycheck Protection Program President Trump has signed legislation, passed by the U.S. Congress, that will provide an additional $484 billion in funding for various COVID-19 related programs. Of the total, $310 billion will go to replenish the Paycheck Protection Program (PPP) while $60 billion will replenish the Economic Injury Disaster Loan (EIDL) program. In order to ensure underserved communities are not overlooked, the legislation authorizes appropriations as follows: At least
NC Unemployment Insurance Information Update
April 27, 2020 MARION NC—The North Carolina Division of Employment Security is providing the following guidance to help people understand the impacts of the COVID-19 coronavirus on unemployment insurance benefits. Before you file a claim …The fastest and most efficient way to apply for unemployment benefits is to create an online account and file online at des.nc.gov. If you’re temporarily out of work or your working hours have been reduced due to COVID-19, choose ‘coronavirus’ as your reason for
Governor Extends Shelter In Place Order Details
Gov. Roy Cooper outlines plans for reopening, stay-at-home order continues through May 8 RALEIGH – Gov. Roy Cooper outlined his plans for a phased reopening of North Carolina on Thursday, which included an extension of the statewide stay-at-home order until May 8. “Through our analysis, its clear we are flattening the curve but our state is not ready to ease restrictions yet” said Cooper at the Emergency Operations Center. The stay-at-home order includes continued closure of dine-in restaurants, bars,
Strength Training For Your Mental Health
While the majority of the world focuses on strengthing the physical and economic health of our country, its important to prioritize our mental health as well. Crises cause anxiety, disruption, and even fear as lives have been turned upside down during the COVID-19 epidemic. There are two new hotlines that have been established to help North Carolinians manage the stress and anxiety of our situation. The Hope4NC Helpline (1-855-587-3463) connects North Carolinians to additional mental health and
How Do Payroll Tax Credits For COVID-19 Payments Work?
Payroll tax credits available for paid sick and family medical leave associated with the coronavirus pandemic have been addressed in a previous JPS article. Since then, the Department of Labor and the IRS has provided additional guidance. JPS has also had the opportunity to work with businesses that are making these payments to employees and provides the following guidelines to ensure credits are properly claimed. The Families First Coronavirus Response Act (FFCRA) is one of three legislative packages
COVID-19 McDowell Cases Updated
The McDowell County Health Department has been notified that one additional McDowell County resident has tested positive for novel Coronavirus (COVID-19). The initial investigation links these individual positive cases to contact with other known positive cases. Public health staff have already initiated an investigation and will be identifying close contacts to contain the spread of disease. To protect individual privacy, no further information about the case will be released. This brings the total number
CARES Act: Relief for Hospitals, Physician Practices & Other Providers
The CARES Act includes relief to physician practices who are suffering financial loss due to COVID-19 by designating funding for the Department of Health and Human Services (HHS) Public Health and Social Services Emergency Fund. The Coronavirus Aid, Relief and Economic Security Act (CARES Act) was signed into law by President Trump on March 27, 2020. CARES Act provides relief to individuals, businesses, nonprofits and others affected by COVID-19. On April 10, 2020, HHS announced the immediate
North Carolina PPP Payouts by The Numbers
Paycheck Protection Program: NC Approved Loans and Dollars On April 3, 2020, SBA approved lenders were able to start processing loan applications under the Paycheck Protection Program (PPP). The PPP is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The SBA will forgive these loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. As of April 13, 2020, more than 1
Review & Compare Loan Options With Easy Chart
We've heard the concern: There is so much information! The CARES Act is more than 800 pages long and it seems that new information comes out on loan assistance programs daily. It can be overwhelming when you are trying to decide what options are best suited to your business model. We found this helpful guide that compares the different relief loans available to businesses during this COVID-19 crisis. Paychex, a payroll and human resource company, has put out a handy tool that presents all the options and
Employment Holdups--What's Going On
April 27, 2020--UPDATE: In an interview with the United States Labor Department Division Chief, Legislation of the Office of Unemployment Insurance Michelle Beebe said that her office is working closing with and monitoring the states efforts to handle the load of applications to ensure accurate processing. She also recommended for people that have been laid off due to COVID-19 to apply online multiple times. Once approved you should receive a Guide to Unemployment either electronically or by mail. Even if
Mountain Bizworks and Dogwood Trust Open Funding for Minority-owned Businesses in the Region
Asheville (April 8, 2020) – Mountain BizWorks, working with Dogwood Health Trust, announced today a targeted effort to provide increased access to the highly anticipated Small Business Administration (SBA) Paycheck Protection Program (PPP) for nonprofits and small businesses in the region, with a focus on rural and minority and women-led organizations. The PPP was created to provide loans to organizations impacted by COVID-19 and are forgivable if they are used to cover payroll, mortgage, rent, and utility
SBA Clarifies Eligibility For Faith-Based Organizations
On April 4, 2020, SBA Administrator Jovita Carranza announced SBA issued guidance clarifying all faith-based organizations impacted by Coronavirus (COVID-19) are eligible to participate in the Paycheck Protection Program and the Economic Injury Disaster Loan program, without restrictions based on their religious identity or activities, to the extent they meet the eligibility criteria outlined in the CARES Act that was passed by Congress, signed into law by President Trump, and implemented by the Paycheck
McDowell County Emergency Management Releases Online Screening Tool
McDowell County Emergency Services, working with the Gateway Foundation and Dogwood Health Trust have partnered to launch an online COVID-19 screening tool McDowell.ClearStep.Health (found at https://mcdowell.clearstep.health) for use in stopping the spread of the coronavirus in McDowell County. McDowell County Emergency Services deployed the new tool on April 2, with a goal of preventing the spread of COVID-19. The easy to use screening tool is able to provide individuals with clear and accurate guidance
NC RURAL CENTER ROLLS OUT NEW AID
The North Carolina Rural Center has a few grant and loan opportunities for nonprofit organizations, small businesses, and vulnerable worker populations. The link below shows a full list of resources and opportunities: Visit https://bit.ly/COVID-NCIDR. Paycheck Protection Program applications open TODAY, APRIL 3. Federal forgivable loan program to small businesses to pay their employees during the COVID-19 crisis. Loans will be forgiven if “(1) The loan proceeds are used to cover payroll costs, and most
Facebook Live: Loan Options Explained
Watch the McDowell Chamber's Facebook page for a live event featuring local financial professionals presenting key points of the Emergency Injury Disaster Loan and the Paycheck Protection Program loan. We'll be covering the pros and cons of each, walk through the application process, and have a Q&A session to wrap things up. The Facebook Live event will be at 10 a.m. Friday, April 3, 2020 at https://www.facebook.com/myhometownchamber/. The City of Marion, the Marion Business Association, and the
Learn About the Donut Hole: Part D Costs
Most plans have a coverage gap, which begins when the combined amount the member and plan have spent on covered drugs reaches $4,020 (for 2020), which includes the deductible and other cost-sharing, but not plan premiums. The coverage gap stage ends when the member has spent $6,350 (in 2020) in out-of-pocket expenses for the plan year. Exceptions may apply for consumers receiving a Low-Income Subsidy (also called Extra Help). The coverage gap is a temporary limit on what the Medicare plan will cover for
SBA Loans & PPP Loans Town Hall Zoom Now Available Online
The Chamber of Commerce hosted SBA Regional Director Sharon K. Harvey in an online Town Hall Meeting for members and residents of McDowell County on Tuesday, March 30, 2020. More than 50 people attended to learn about the emergency funding options available through the SBA and any details on the new Paycheck Protection Program that was part of the recently approved CARES Act. The SBA has been working on handling the thousands of applications coming in from every state and have a new site link and a more
SBA and Treasury Begin Unprecedented Public-Private Mobilization of $349 Million
With $349 Billion in Emergency Small Business Capital Cleared, SBA and Treasury Begin Unprecedented Public-Private Mobilization Effort to Distribute FundsWASHINGTON – Following President Trump’s signing of the historic Coronavirus Aid, Relief, and Economic Security (CARES) Act, SBA Administrator Jovita Carranza and Treasury Secretary Steven T. Mnuchin today announced that the SBA and Treasury Department have initiated a robust mobilization effort of banks and other lending institutions to provide small
Federal Rerserve Programs Enhance Liquidity and Flow of Credit
WASHINGTON – The spread of coronavirus has disrupted economic activity and put significant liquidity pressure on U.S. businesses. To immediately enhance liquidity and support American workers, households, and businesses through this challenging period, U.S. Treasury Secretary Steven T. Mnuchin today authorized the expansion of two recently launched facilities and the establishment of three new facilities to provide liquidity to the financial system pursuant to section 13(3) of the Federal Reserve
Two Additional Cases of the Corona Virus in McDowell County
The McDowell County Emergency Operations Center COVID-19 released its latest situation report on March 27, 2020, showing an additional two (2) individuals testing positive for the Coronavirus. According to the Foothills Health District, 87 people have been tested with 39 negative and 43 with still in the process testing. The two additional individuals were not identified but health officials are maintaining CDC protocol and investigatory guidelines to ensure proper handling. Also included in the report
CARES ACT EXPLAINED
MCDOWELL COUNTY--The signing of the Coronavirus Aid, Relief, and Economic Stimulus (CARES) Act by President Trump brings a sigh of relief to businesses and individuals as people hustle to prepare for isolation with the Shelter in Place Order taking effect at 5 p.m. Monday, March 30, 2020. It's also left them with many questions that have Washington officials and governors scrambling to get the correct information out and start creating the Standard Operating Procedures needed to roll this package
Internet Providers Roll Out Assistance Programs
McDowell County-Report submitted by Chris Revis, Connect McDowell Co-founder As we experience this unprecedented need for internet access during the COVID-19 crisis, here are the resources that we have confirmed are available for our members and the community at large. Verizon Wireless:Verizon is offering multiple programs and accommodations for customers during the COVID-19 crisis. These include additional data allowances at no charge and other late. Please click for more
COVID-19 Cases In McDowell County
There are now seven (7) cases of COVID-19 (Coronavirus) that have been confirmed in McDowell County as of Wednesday, April 1, 2020, according to the Foothills Health District. As of Monday, 100 people have been tested, 62 have returned negative and 31 tests are still pending, according to the McDowell County Emergency Management. "McDowell County has been preparing for this reality and anticipated that our community would likely be impacted at some point," a press release read. "Public health staff have
Emergency Food & Meals Resource List (COVID-19)
Food & Meals Resource Guide The McDowell Local Food Advisory is providing a resource list that will be updated weekly with the latest on our food pantries' new times and operations. (If you see anything that is incorrect or missing, please use the attached contact info and inform them accordingly) . Revisions and updates to this document (living in the LFAC Assembly folder in Google Drive) will be provided by close of business each Monday. You'll be able to see the revision date in the top right hand
Treasury, IRS, and Labor Announce Plan to Implement Coronavirus-related Paid Leave for Workers
WASHINGTON – This week the U.S. Treasury Department, Internal Revenue Service (IRS), and the U.S. Department of Labor (Labor) announced that small and midsize employers can begin taking advantage of two new refundable payroll tax credits, designed to immediately and fully reimburse them, dollar-for-dollar, for the cost of providing Coronavirus-related leave to their employees. This relief to employees and small and midsize businesses is provided under the Families First Coronavirus Response Act (Act),
Watch the TSI Difference
You deserve to get paid. Since 1970, TSI has been helping businesses of all sizes with their accounts receivable management. I have been helping clients maintain cash flow since 1987. Our first party, third party, and late stage collections services provide the right solution at the right time, while our industry-leading focus on data analytics, compliance, and cyber security ensure your customers, your data, and your brand are protected.Watch our video to see theTSI Difference and how it can change the way
Cybersecurity for Small Businesses
By: Thomas A. Stith IIISBA North Carolina District Director Just like the economy, online shopping is booming in America. However, a prospering business can quickly become troubled should a cyber-thief cross your computer system. The U.S. Small Business Administration encourages entrepreneurs and consumers to prevent these virtual thieves by being aware of recent trends and staying alert to warning signs. The cost of cyber-crimes reached $2.7 billion in 2018, according to the FBI’s Internet Crime
Visit NC Farms
Our county boasts some of the most diversified farmland in the region. We are home to a multitude of diversified small family farms, vineyards & wineries, roadside stands, farmers’ markets, and CSAs, nurseries and gardens, and eating and drinking establishments that source local ingredients. We have a rich agricultural heritage that speaks to generational farmers as well as those who are new to the agricultural sector, which further strengthens our offerings to our communities. Many day-trippers are
Museum's Friends to Host Music Fundraiser March 7th
OLD FORT, NC – Have you missed the music in Old Fort? If so, you’re in for a late-winter treat. On Saturday, March 7, Friends of the Mountain Gateway Museum (FOTMGM) will host a benefit music program featuring performances by local bluegrass, gospel, and country musicians. Emcees for the event will be Pat Vess and Cynthia Moore, the popular stars of many “Maude & Ethel” shows at Old Fort Elementary School. The program, titled “The Music & Talents of Old Fort,” will begin at 6 p.m. inside the Town of Old
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Feisty Crowd Joins in Celebrating Marion's New Retro-Arcade
On Thursday, January 30, 2020, one of Marion’s newest businesses drew a feisty crowd of supporters to celebrate in a ribbon cutting ceremony hosted by the McDowell Chamber of Commerce. The Feisty Goldfish, located in the Historic Depot District, is a Retro Arcade and Bar with a modern take on a classic idea. “The first month has been beyond our wildest dreams,” said co-owner Derek Poteat, who expressed gratitude to the entire community. Local dignitaries and community supporters filled the first floor
Goodwill to Open New Store in Marion
Marion, N.C. (January 28, 2020) – Goodwill Industries of Northwest North Carolina will hold a grand opening for its first retail store in Marion, N.C., on Wednesday, Feb. 12. Local officials and members of Goodwill’s executive management team will be on hand for a ribbon-cutting ceremony at 8:45 a.m., after which the public is invited to browse and shop in the store. “This new store will serve a dual purpose. It’s a place where folks can come in and shop for great bargains on a wide selection of items,
Event Held to Raise Money for Foothills Food Hub
In the spirit of Christmas, emerging group McDowell Young Professionals held their first public service event, a Chili Cook-off benefiting Foothills Food Hub, on December 21st, at Mica Town Brewing. The fundraising goal of $500 was exceeded, with a total of $583, through a combination of cook-off entry fees and private donations. Winners from each category were: Best Overall - Duncan Gant Best Traditional - Misty Cox Best Restaurant - Aaron Matthews Best non-traditional - John Jaan Best Cornbread -
Strategies For Keeping Assets In The Family
When you leave assets to your children, you may intend for the property to stay in the family for many generations. However, a number of events that are out of your control could cause the assets to end up in the hands of complete strangers. The following are some common ways that a portion of your assets could end up leaving the family: Your heir gets divorcedYour heir predeceases their spouseYour heir’s creditors collect on their assets Let’s look at a few examples to see how this can happen. How
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Miller Complex Flexes Its Muscles With New Gym
Clanking weights, bass-pumping tunes, and the occasional grunt are all welcome sounds at the McDowell Fitness Center (MFC) in the Larry D. Miller Business Complex. This full-service gym, owned and operated by Misty Morris and her husband William Morris (of Morris-Herron Heating & Cooling), provides everything from weight training and state-of-the-art equipment to crossfit and TRX Training. The Chamber of Commerce recently held a Ribbon Cutting to commemorate the opening of the new business where Misty and
The Sweet Sound of Success
Who says old is out of style? Not the judges at the 2019 Asheville Food & Wine Festival who awarded Marion’s Keeper’s Cut Meadery with Double Gold, Gold, and Silver awards for their exquisite, flavorsome honey wines. The winning meads, 2016 Amarena (Double Gold), 2016 Anann Te (Gold), and their 2016 Autumn (Silver) stood out at the awards table rising to the top with other regional winemakers. Vintners such as DeTerra out of Tennessee, Jones von Drehle Vineyards in North Carolina, and Whitebarrel out of
Falling for The Pond at Laurel Cove
The sun rested on the tops of the trees before descending over the mountain. Blazing streaks of reds, yellows, and oranges stretched across the water bathing the resident ducks in color. They clustered at the far corner of the pond shying away from the crowds at the grand farmhouse-turned wedding venue, The Pond at Laurel Cove. Old Fort residents and owners Lisa and Patrick Ellis were excited to host local dignitaries, Chamber staff, friends, and family for the official Ribbon Cutting held Tuesday,
Twisted Rod Tire Opens in Old Fort
You might say Nathan Jones runs on RPMs and motor oil. At his recent Ribbon Cutting with the McDowell Chamber of Commerce, Jones proudly introduced his staff and family to the crowd gathered at Twisted Rod Tire Co.—his second family-owned automotive service and repair shop in Old Fort. An admitted motorhead, Jones loves working on and customizing cars. The tire shop, located at 109 E. Main Street in Old Fort, sells tires, does inspections, transmission work, brakes, and oil changes. For larger jobs, Jones
New Address, New Look for Burkes Outlet
The line of eager shoppers flowed into the parking lot at the recent grand Re-Opening of the Burkes Outlet store on Thursday, October 10, 2019 at 9 a.m. Even Bigfoot attended the festive event. Store Manager Charlotte Hawley was thrilled to welcome guests along with city and county officials at the Chamber Ribbon Cutting. "It's great to see so many people from the community here to support us and we are thrilled to continue serving McDowell County residents with even better brands and pricing in our new
Putting Their Best Foot Forward
The Chamber board and staff joined city and county officials to welcome Shoe Sensation to the community at an official Ribbon Cutting on Wednesday, October 9, 2019 at 10 a.m. The new shoe shop, located in the Food Lion Center next to Harbor Freight, carries popular brands such as Keds, Clarks, Columbia, Converse, Crocs, CAT, Echo Bat, Easy Street, and more. This is the fourth location in North Carolina for the Indiana-based company. Since 1984, Shoe Sensation has focused on bringing America's top footwear
90 Years of Supporting McDowell County Families
It's rare in today's world of commerce for anyone to hold a job for 50 years. It not only takes a committed employee, it takes a business that is committed to the community, its product, and its family of employees. In a proud moment on Saturday, September 28, 2019 Lester Welch, WestRock's longest serving employee, cut the ribbon to commemorate the company's 90th anniversary of business in McDowell County. WestRock Marion began operations in 1929 as Etta Paper Box Company and was founded by local
When Diplomacy Stunts Growth
We've all heard the old adage from Benjamin Franklin, "Honesty is the best policy." There was a time when this truth was as easily espoused in the workplace as it was in the home. But have workplace diplomacy and human resource policies handed down from corporate lawyers given honesty a bad name at the office. There will always be difficult workplace situations with which we must deal. It may be you don't get along with a certain co-worker and are asked to work with them on a project. It may be the new
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