News
Facebook Live: Loan Options Explained
Watch the McDowell Chamber's Facebook page for a live event featuring local financial professionals presenting key points of the Emergency Injury Disaster Loan and the Paycheck Protection Program loan. We'll be covering the pros and cons of each, walk through the application process, and have a Q&A session to wrap things up. The Facebook Live event will be at 10 a.m. Friday, April 3, 2020 at https://www.facebook.com/myhometownchamber/. The City of Marion, the Marion Business Association, and the
Governor Issues Stay at Home Order Due to COVID-19 Emergency
On Friday, March 27, 2020, North Carolina Governor Roy Cooper issued Executive Order 121. The Executive Order may be found at the following link: https://files.nc.gov/governor/documents/files/EO121-Stay-at-Home-Order-3.pdf. A list of Frequently Asked Questions concerning the Executive Order may be found at the following link: https://files.nc.gov/governor/documents/files/200327_FAQ-SAH-Order_FINAL.pdf. The Executive Order, which took effect Monday, March 30, 2020 at 5:00 p.m., directs all
Medicare - Initial Enrollment Period
Eligible for Medicare - turning 65 yrs. and collecting Social Security - retiring, or your Part B will go into effect July 01, 2020. Thrive Insurance is available to safely meeting with you or review coverage and process your enrollment directly over the phone. We are a locally representative and here to assist you though out the whole maze with Medicare, and available when you need help with questions.
Learn About the Donut Hole: Part D Costs
Most plans have a coverage gap, which begins when the combined amount the member and plan have spent on covered drugs reaches $4,020 (for 2020), which includes the deductible and other cost-sharing, but not plan premiums. The coverage gap stage ends when the member has spent $6,350 (in 2020) in out-of-pocket expenses for the plan year. Exceptions may apply for consumers receiving a Low-Income Subsidy (also called Extra Help). The coverage gap is a temporary limit on what the Medicare plan will cover for
SBA Loans & PPP Loans Town Hall Zoom Now Available Online
The Chamber of Commerce hosted SBA Regional Director Sharon K. Harvey in an online Town Hall Meeting for members and residents of McDowell County on Tuesday, March 30, 2020. More than 50 people attended to learn about the emergency funding options available through the SBA and any details on the new Paycheck Protection Program that was part of the recently approved CARES Act. The SBA has been working on handling the thousands of applications coming in from every state and have a new site link and a more
SBA and Treasury Begin Unprecedented Public-Private Mobilization of $349 Million
With $349 Billion in Emergency Small Business Capital Cleared, SBA and Treasury Begin Unprecedented Public-Private Mobilization Effort to Distribute FundsWASHINGTON – Following President Trump’s signing of the historic Coronavirus Aid, Relief, and Economic Security (CARES) Act, SBA Administrator Jovita Carranza and Treasury Secretary Steven T. Mnuchin today announced that the SBA and Treasury Department have initiated a robust mobilization effort of banks and other lending institutions to provide small
Watch Out for Financial Scams Related to Virus
On one hand, the coronavirus has brought out the best in us. People across the country are pitching in to help others, from providing protective masks to health care workers to holding video chats with confined residents of assisted living homes to simply buying gift cards to support local businesses. On the other hand, a small number of bad actors are taking advantage of the situation to try to defraud people. How can you guard against these virus-related scams? For starters, be aware of three common
How You Can Help Kitsbow
HOW YOU CAN HELP Yesterday we announced that we’d begin immediate production of medical provider masks and face shields. The response — especially from those offering help — has been truly humbling. Thank you. Many want to help, some offering to make masks in their homes; and while we deeply appreciate this offer, we cannot do so for these reasons: For us to make the most protective masks possible, our design requires the use of an industrial grade sewing machine. Some of the materials (like HEPA filter
Federal Rerserve Programs Enhance Liquidity and Flow of Credit
WASHINGTON – The spread of coronavirus has disrupted economic activity and put significant liquidity pressure on U.S. businesses. To immediately enhance liquidity and support American workers, households, and businesses through this challenging period, U.S. Treasury Secretary Steven T. Mnuchin today authorized the expansion of two recently launched facilities and the establishment of three new facilities to provide liquidity to the financial system pursuant to section 13(3) of the Federal Reserve
Two Additional Cases of the Corona Virus in McDowell County
The McDowell County Emergency Operations Center COVID-19 released its latest situation report on March 27, 2020, showing an additional two (2) individuals testing positive for the Coronavirus. According to the Foothills Health District, 87 people have been tested with 39 negative and 43 with still in the process testing. The two additional individuals were not identified but health officials are maintaining CDC protocol and investigatory guidelines to ensure proper handling. Also included in the report
CARES ACT EXPLAINED
MCDOWELL COUNTY--The signing of the Coronavirus Aid, Relief, and Economic Stimulus (CARES) Act by President Trump brings a sigh of relief to businesses and individuals as people hustle to prepare for isolation with the Shelter in Place Order taking effect at 5 p.m. Monday, March 30, 2020. It's also left them with many questions that have Washington officials and governors scrambling to get the correct information out and start creating the Standard Operating Procedures needed to roll this package
Internet Providers Roll Out Assistance Programs
McDowell County-Report submitted by Chris Revis, Connect McDowell Co-founder As we experience this unprecedented need for internet access during the COVID-19 crisis, here are the resources that we have confirmed are available for our members and the community at large. Verizon Wireless:Verizon is offering multiple programs and accommodations for customers during the COVID-19 crisis. These include additional data allowances at no charge and other late. Please click for more
Governor Orders Shelter In Place Effective 3-30-20
Governor Roy Cooper issued Executive Order 121, a statewide Stay At Home Order beginning Monday, March 30 at 5 p.m. until April 29, 2020. The Executive Order directs people to stay at home except to visit essential businesses, to exercise outdoors, or to help a family member. Specifically, the order bans gatherings of more than 10 people and directs everyone to physically stay at least six feet apart from others. The Order provides for essential businesses to continue to operate while prioritizing social
COVID-19 Cases In McDowell County
There are now seven (7) cases of COVID-19 (Coronavirus) that have been confirmed in McDowell County as of Wednesday, April 1, 2020, according to the Foothills Health District. As of Monday, 100 people have been tested, 62 have returned negative and 31 tests are still pending, according to the McDowell County Emergency Management. "McDowell County has been preparing for this reality and anticipated that our community would likely be impacted at some point," a press release read. "Public health staff have
USDA Moretorium Offers Peace of Mind From Foreclosures & Evictions In Rural America
WASHINGTON, DC-MARCH 26, 2020 The United States Department of Agriculture Rural Development has taken a number of immediate actions to help rural residents, businesses, and communities affected by the COVID-19 crisis. With so many out of work and in fear of losing their business and/or homes, this news out of the office of the USDA gives rural homeowners that are worried about their ability to pay their USDA home loans permission to breathe. Effective March 19, 2020, borrowers with the USDA single-family
Emergency Food & Meals Resource List (COVID-19)
Food & Meals Resource Guide The McDowell Local Food Advisory is providing a resource list that will be updated weekly with the latest on our food pantries' new times and operations. (If you see anything that is incorrect or missing, please use the attached contact info and inform them accordingly) . Revisions and updates to this document (living in the LFAC Assembly folder in Google Drive) will be provided by close of business each Monday. You'll be able to see the revision date in the top right hand
Golden LEAF Deploys $15M in Funding to Launch NC COVID-19 Rapid Recovery Loan Program
ROCKY MOUNT, NC – (March 24, 2020) – The Golden LEAF Foundation announces $15 million in funding to launch a rapid recovery loan program in response to economic losses related to Coronavirus (COVID-19). Golden LEAF funding will support the NC COVID-19 Rapid Recovery Loan Program by enabling loans to be made to eligible businesses for up to $50,000 with zero interest and no payments for six months. If not repaid in six months, the loan will automatically convert to a term loan. The NC COVID-19 Rapid
Workforce Resources Related To COVID-19
#WorkSmart During COVID-19 As we navigate through these challenging and unpredictable times, know that we are here to help and provide guidance on how to best manage your workforce. Like all global companies, we have been monitoring the outbreak of COVID-19 (Coronavirus) as the situation evolves. The health and well-being of our people is top priority. Our HR and business leaders are updating colleagues on the latest health and travel guidelines from the World Health Organization (WHO) and national
Small Business Support Can Make A Big Difference.
COVID-19 Response New Loan Options Now Available Mountain BizWorks is joining with partners from across the state to launch an innovative recovery resource – the NC COVID-19 Rapid Recovery Lending Program. This program is being launched with an initial allocation of $15 million from the Golden LEAF Foundation (just announced this morning) to the NC Rural Center who is coordinating the multi-lender partnership.Not a grant program Mountain BizWorks issued NC COVID-19 loans are not designed to be a singular
Combating COVID-19 With Resilience
Public authorities are taking decisive action to respond to the emerging health threat, leading the business community to reconsider the adequacy of their preparedness measures. This page brings together Global Deloitte insights to help businesses manage and mitigate the risk. Click Here to Read More!
State of North Carolina - Executive Order No. 120
On March 23, 2020 Governor Roy Cooper signed Executive Order No. 120 approving additional limitations of mass gatherings, restrictions on venues and long term care facilities, and extension of school closure date.Click Here to Read More!
Duke Energy and Piedmont Natural Gas Take new Steps to Help Customers, Communities and Employees
Duke Energy and Piedmont Natural Gas take new steps to help customers, communities and employees in wake of COVID-19 Will waive certain payment fees $1.3 million donated to help COVID-19 relief Some employees will receive cash payments to help offset virus-related expenses CHARLOTTE, N.C. – Duke Energy and Piedmont Natural Gas today announced a comprehensive set of steps to help customers, communities and employees manage the economic hardship caused by COVID-19. “This is an unprecedented crisis that
Preserving Cashflow In The Face of The Coronavirus
March 20, 2020 As we all continue to process and address the effects of the coronavirus, it’s clear that there has been and will continue to be a widespread and significant financial impact. It is critical to a business’s future to consider ways to preserve, limit the loss of, or, gain access to cash.Here are some tips to consider: It’s important to look ahead and project cash flow needs as much as possible. This can be done by looking at a monthly budget or historical activity. This can help you
Treasury, IRS, and Labor Announce Plan to Implement Coronavirus-related Paid Leave for Workers
WASHINGTON – This week the U.S. Treasury Department, Internal Revenue Service (IRS), and the U.S. Department of Labor (Labor) announced that small and midsize employers can begin taking advantage of two new refundable payroll tax credits, designed to immediately and fully reimburse them, dollar-for-dollar, for the cost of providing Coronavirus-related leave to their employees. This relief to employees and small and midsize businesses is provided under the Families First Coronavirus Response Act (Act),
SBA Updates Criteria on States for Requesting Disaster Assistance Loans for Small Businesses Impacted by Coronavirus
Contact: Jennifer.Kelly@sba.gov, (202) 205-7036 Trump Administration’s aggressive, whole-of-government efforts to combat the Coronavirus outbreak (COVID-19) and minimize economic disruption to the nation’s 30 million small businesses, U.S. Small Business Administration Administrator Jovita Carranza issued revised criteria for states or territories seeking an economic injury declaration related to Coronavirus (COVID-19). The relaxed criteria will have two immediate impacts: Faster, Easier Qualification
Free Financial Planning
As the nation grapples with the coronavirus pandemic, we face unprecedented challenges that will require all sectors to collaborate for the public good, including finding ways to support the millions of financially at-risk Americans who will need quality financial planning and advice more than ever before. As a CERTIFIED FINANCIAL PLANNER TM practitioner, I have partnered with the Foundation for Financial Planning (FFP) to provide pro bono financial planning to those in need. FFP will provide support
Government Opens Alternative Filing Site For Unemployment
Unemployment Insurance Update At a recent audio briefing from the White House Opportunity Revitalization Council, the U.S. Department of Labor, the U.S. Treasury Department, and the Small Business Administration, several announcements were made to streamline assistance efforts and unemployment insurance benefits. The main message for communities and small businesses to know is that this crisis is not a lost cause, said SBA Administrator Jovita Carranza. "We're cutting as much red tape as possible," she
It’s Not Easy, But Look Past the Market Selloff
These are challenging times. Like everyone, you are concerned about keeping your family safe and healthy, and you’re doing your part to help protect your community from the effects of the coronavirus. And if you’re an investor, you must also address your financial situation. How should you respond to the current market volatility and recent declines in investment prices? For one thing, try to avoid what many others seem to be doing: panicking. The market selloff may feel unsettling, but it appears to be
ActionCoach Offers Free Business Coaching For Five Businesses
During this crisis we at ActionCOACH want to be a resource to our community. We are putting aside 5 PRO BONO hours a week to coach 5 business owners who need help to survive and thrive. Contact Beverly Buckner directly @ 828-713-5554 or beverlybuckner@actioncoach.com. If you would like to get 11 strategies right now to put in place to stay on track and plan not panic contact Beverly and get a free zoom call set up.
Watch the TSI Difference
You deserve to get paid. Since 1970, TSI has been helping businesses of all sizes with their accounts receivable management. I have been helping clients maintain cash flow since 1987. Our first party, third party, and late stage collections services provide the right solution at the right time, while our industry-leading focus on data analytics, compliance, and cyber security ensure your customers, your data, and your brand are protected.Watch our video to see theTSI Difference and how it can change the way
Don’t Let Fears Drive Your Investment Choices
First, the coronavirus rocked the financial markets. Then, oil prices dropped more than 20 percent after a breakdown in OPEC production discussions. Not surprisingly, the markets took another nosedive. Yet, despite these events, this recent market volatility may well be attributed more to fear than the forces that usually drive the markets. Ultimately, in the investment arena, as in all walks of life, facts matter. And right now, if you look beyond the headlines, the facts that matter to investors may be
Eat Locally: Restaurants-New Hours, New Services
Please join us in helping support our local eateries that are affected by the COVID-19 restrictions. These great local businesses have stepped up and hustled to make quick changes to serve McDowell County and stay in business. They need our support! Below is a list put together by local community champion and volunteer Morgan Pittman. We greatly appreciate her efforts to help us keep our community in the know. The City of Marion has a great tool to find your favorite restaurant with delivery options.
IRS Grants Automatic Extension For Certain Tax Payments
Individual and certain corporate tax returns are due April 15. In the past, even if an extension was obtained, any projected tax owed had to be paid at that time or late payment penalties and interest would be assessed. On March 17, 2020 the IRS announced that it will postpone the obligation to pay certain income tax balances due by April 15, giving them an additional 90 days to do so. No penalty or interest will be assessed if the tax owed is paid by the end of that 90-day period. Individuals will be
How Much Will Market Volatility Really Affect You?
There's no way to sugarcoat it: If you're an investor, you haven't liked what you've seen in the financial markets recently. The effects of the coronavirus triggered a market "correction" – a decline of 10 percent or more – and more volatility is almost certainly on the way. But instead of fretting over your investment statements, you could consider some more positive approaches to this situation. For one thing, ask yourself this: When do you really need the money from your investment accounts, such as
Will Your Money Last as Long as You Do?
What do your fellow citizens fear most? Almost half of them – 49% – are most afraid of running out of money during retirement, a higher percentage than the 44% whose chief concern is failing health, according to a recent survey by Aegon Center for Longevity and other groups. What steps can you take to help ensure your money will last as long as you do? Here are a few suggestions: • Estimate your longevity. None of us can say for sure how long we’ll live. However, you can make some educated guesses based
Helping Kids with YMCA Youth Leadership Campaign.
Dear fellow Chamber members, I am writing to you to ask for your support with an upcoming YMCA Youth Leadership Program. You may not be aware of this, but I have been involved with the YMCA for over 50 years. I have seen the impact that helping one child can make on both the child and the community. After talking with Toby Bramblett, the Executive Director at the YMCA we decided to embark on a new initiative. We want to grow the Youth Leadership program in our community. The YMCA is a great place for all
WNC Bigfoot Festival Guide
Cybersecurity for Small Businesses
By: Thomas A. Stith IIISBA North Carolina District Director Just like the economy, online shopping is booming in America. However, a prospering business can quickly become troubled should a cyber-thief cross your computer system. The U.S. Small Business Administration encourages entrepreneurs and consumers to prevent these virtual thieves by being aware of recent trends and staying alert to warning signs. The cost of cyber-crimes reached $2.7 billion in 2018, according to the FBI’s Internet Crime
Visit NC Farms
Our county boasts some of the most diversified farmland in the region. We are home to a multitude of diversified small family farms, vineyards & wineries, roadside stands, farmers’ markets, and CSAs, nurseries and gardens, and eating and drinking establishments that source local ingredients. We have a rich agricultural heritage that speaks to generational farmers as well as those who are new to the agricultural sector, which further strengthens our offerings to our communities. Many day-trippers are
Working for McDowell Small Business - Chamber Health Insurance for Western North Carolina
Knowing what matters to small businesses Aetna Funding Advantage (AFA) makes it easy for members of any Chamber of Commerce in 27 western North Carolina counties to save money on their benefits. And now, these businesses can save on average, and additional 2% on monthly costs through Chamber Health Insurance for Western North Carolina*. $168 per employee average annual discount for businesses that are part of Chamber Health Insurance for Western North Carolina that enrolls in an Aetna Funding
Museum's Friends to Host Music Fundraiser March 7th
OLD FORT, NC – Have you missed the music in Old Fort? If so, you’re in for a late-winter treat. On Saturday, March 7, Friends of the Mountain Gateway Museum (FOTMGM) will host a benefit music program featuring performances by local bluegrass, gospel, and country musicians. Emcees for the event will be Pat Vess and Cynthia Moore, the popular stars of many “Maude & Ethel” shows at Old Fort Elementary School. The program, titled “The Music & Talents of Old Fort,” will begin at 6 p.m. inside the Town of Old
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Feisty Crowd Joins in Celebrating Marion's New Retro-Arcade
On Thursday, January 30, 2020, one of Marion’s newest businesses drew a feisty crowd of supporters to celebrate in a ribbon cutting ceremony hosted by the McDowell Chamber of Commerce. The Feisty Goldfish, located in the Historic Depot District, is a Retro Arcade and Bar with a modern take on a classic idea. “The first month has been beyond our wildest dreams,” said co-owner Derek Poteat, who expressed gratitude to the entire community. Local dignitaries and community supporters filled the first floor
Goodwill to Open New Store in Marion
Marion, N.C. (January 28, 2020) – Goodwill Industries of Northwest North Carolina will hold a grand opening for its first retail store in Marion, N.C., on Wednesday, Feb. 12. Local officials and members of Goodwill’s executive management team will be on hand for a ribbon-cutting ceremony at 8:45 a.m., after which the public is invited to browse and shop in the store. “This new store will serve a dual purpose. It’s a place where folks can come in and shop for great bargains on a wide selection of items,
Event Held to Raise Money for Foothills Food Hub
In the spirit of Christmas, emerging group McDowell Young Professionals held their first public service event, a Chili Cook-off benefiting Foothills Food Hub, on December 21st, at Mica Town Brewing. The fundraising goal of $500 was exceeded, with a total of $583, through a combination of cook-off entry fees and private donations. Winners from each category were: Best Overall - Duncan Gant Best Traditional - Misty Cox Best Restaurant - Aaron Matthews Best non-traditional - John Jaan Best Cornbread -
New Exhibit Opens at Mountain Gateway Museum
OLD FORT, NC – What can be more satisfying on a cold winter day than a nice cup of tea?Mountain Gateway Museum & Heritage Center (MGM) in Old Fort will celebrate this centuries-old beverage with the opening on Saturday, Jan. 18, of a new traveling exhibit, Steeped in Time: Tea and Traditions. Developed by MGM’s sister museum, the Museum of the Albemarle in Elizabeth City, NC, the exhibit will run through the July 4th weekend at MGM, located at 24 Water Street in Old Fort. Admission is free.Steeped in Time
Strategies For Keeping Assets In The Family
When you leave assets to your children, you may intend for the property to stay in the family for many generations. However, a number of events that are out of your control could cause the assets to end up in the hands of complete strangers. The following are some common ways that a portion of your assets could end up leaving the family: Your heir gets divorcedYour heir predeceases their spouseYour heir’s creditors collect on their assets Let’s look at a few examples to see how this can happen. How
New NC Tax Law Changes
The North Carolina General Assembly recently passed Senate Bill 557, Various Finance Law Changes, and the governor signed it into law on November 8, 2019. The bill includes several changes affecting NC taxes, including the following: • A 7.5% increase to NC’s standard deduction for individual taxpayers, effective for the 2020 tax year. • Enactment of market-based sourcing for companies selling products, services or intangibles to customers in multiple states, effective for tax years starting January 1,
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Miller Complex Flexes Its Muscles With New Gym
Clanking weights, bass-pumping tunes, and the occasional grunt are all welcome sounds at the McDowell Fitness Center (MFC) in the Larry D. Miller Business Complex. This full-service gym, owned and operated by Misty Morris and her husband William Morris (of Morris-Herron Heating & Cooling), provides everything from weight training and state-of-the-art equipment to crossfit and TRX Training. The Chamber of Commerce recently held a Ribbon Cutting to commemorate the opening of the new business where Misty and
The Sweet Sound of Success
Who says old is out of style? Not the judges at the 2019 Asheville Food & Wine Festival who awarded Marion’s Keeper’s Cut Meadery with Double Gold, Gold, and Silver awards for their exquisite, flavorsome honey wines. The winning meads, 2016 Amarena (Double Gold), 2016 Anann Te (Gold), and their 2016 Autumn (Silver) stood out at the awards table rising to the top with other regional winemakers. Vintners such as DeTerra out of Tennessee, Jones von Drehle Vineyards in North Carolina, and Whitebarrel out of
Falling for The Pond at Laurel Cove
The sun rested on the tops of the trees before descending over the mountain. Blazing streaks of reds, yellows, and oranges stretched across the water bathing the resident ducks in color. They clustered at the far corner of the pond shying away from the crowds at the grand farmhouse-turned wedding venue, The Pond at Laurel Cove. Old Fort residents and owners Lisa and Patrick Ellis were excited to host local dignitaries, Chamber staff, friends, and family for the official Ribbon Cutting held Tuesday,
Twisted Rod Tire Opens in Old Fort
You might say Nathan Jones runs on RPMs and motor oil. At his recent Ribbon Cutting with the McDowell Chamber of Commerce, Jones proudly introduced his staff and family to the crowd gathered at Twisted Rod Tire Co.—his second family-owned automotive service and repair shop in Old Fort. An admitted motorhead, Jones loves working on and customizing cars. The tire shop, located at 109 E. Main Street in Old Fort, sells tires, does inspections, transmission work, brakes, and oil changes. For larger jobs, Jones
New Address, New Look for Burkes Outlet
The line of eager shoppers flowed into the parking lot at the recent grand Re-Opening of the Burkes Outlet store on Thursday, October 10, 2019 at 9 a.m. Even Bigfoot attended the festive event. Store Manager Charlotte Hawley was thrilled to welcome guests along with city and county officials at the Chamber Ribbon Cutting. "It's great to see so many people from the community here to support us and we are thrilled to continue serving McDowell County residents with even better brands and pricing in our new
Putting Their Best Foot Forward
The Chamber board and staff joined city and county officials to welcome Shoe Sensation to the community at an official Ribbon Cutting on Wednesday, October 9, 2019 at 10 a.m. The new shoe shop, located in the Food Lion Center next to Harbor Freight, carries popular brands such as Keds, Clarks, Columbia, Converse, Crocs, CAT, Echo Bat, Easy Street, and more. This is the fourth location in North Carolina for the Indiana-based company. Since 1984, Shoe Sensation has focused on bringing America's top footwear
90 Years of Supporting McDowell County Families
It's rare in today's world of commerce for anyone to hold a job for 50 years. It not only takes a committed employee, it takes a business that is committed to the community, its product, and its family of employees. In a proud moment on Saturday, September 28, 2019 Lester Welch, WestRock's longest serving employee, cut the ribbon to commemorate the company's 90th anniversary of business in McDowell County. WestRock Marion began operations in 1929 as Etta Paper Box Company and was founded by local
McDowell County Announces Opening of Phase III of the Fonta Flora State Trail
County, chamber, and city officials gathered on Monday, September 16, 2019 to celebrate the opening of the Greenlee Park Section (Phase III) of the McDowell County Greenway Trails System. The new river-front greenway is also a connector section to the future Fonta Flora State Trail that was authorized in 2015 by the state legislature. The 2,000-foot Greenlee Park Section features a paved trail, renovated canoe launch, horseshoe pits, and a picnic shelter along the Catawba River. There is also a natural path
When Diplomacy Stunts Growth
We've all heard the old adage from Benjamin Franklin, "Honesty is the best policy." There was a time when this truth was as easily espoused in the workplace as it was in the home. But have workplace diplomacy and human resource policies handed down from corporate lawyers given honesty a bad name at the office. There will always be difficult workplace situations with which we must deal. It may be you don't get along with a certain co-worker and are asked to work with them on a project. It may be the new
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