News
Insurance Group Joins McDowell Market
Jeff Kincaid is no stranger to the area as a graduate of Western Carolina University and offices located in Hickory, Morganton, Shelby, and Forest City. His newest venture in Marion was recently celebrated with the McDowell Chamber of Commerce. He along with friends, family, and local dignitaries gathered at their new office (formerly Byrd Insurance) to commemorate the occasion with an official ribbon cutting ceremony on Friday, November 15, 2019. Jeff and his team have a passion for serving the local
Invest in Your Family and Community
Why do you invest? For many people, here’s the answer: “I invest because I want to enjoy a comfortable retirement.” And that’s certainly a great reason, because all of us should regularly put money away for when we’re retired. But you can also benefit by investing in your family and your community. Let’s start with your family members, particularly the younger ones. How can you invest in their future? One of the best ways is to help send them to college. A college degree is still a pretty good investment:
Share Your Bounty with Family
As the holidays approaches, it’s meaningful to reflect on the origin of the holiday –Native Americans and pilgrims sharing their bounty of food with each other. As you gather with your loved ones this year, perhaps you can think of ways to share not only your dinner, but also your financial bounty. In terms of bounty-sharing, here are some suggestions you may find helpful, no matter your age or that of your children: Make appropriate gifts. If you have young children, you may want to get them started with
New at Investing? Follow These Suggestions
If you’re fairly new to investing, you might be wondering what sort of rules you should follow or moves you should make. And while everyone’s situation is different, there are indeed guidelines that make sense for all investors. Here are some to consider: Learn the basics. The investment world can seem confusing, but the more you know about the basic components, the more confident you’ll be when you begin to invest. For starters, you’ll want to be familiar with the essential types of investments: stocks,
Does Your Business Need A Buy-Sell Agreement
If you start a business with friends or family members as co-owners, you should prepare for the possibility that one partner may eventually leave the business. Retirement, divorce, bankruptcy, or death could cause a co-owner to give up their shares in the company. But who gets their shares in these situations?The worst-case scenario involves a stranger or third-party becoming a co-owner in your business. You can avoid this by having a business attorney draft a buy-sell agreement that binds all of the
What Can You Do With Your Tax Refund?
We’re getting close to the tax-filing deadline. For many of us, this means it’s that time of year when we get our biggest financial windfall – a tax refund. If you have recently received a refund, or are expecting to get one in the next few weeks, what should you do with it? Of course, you could just spend the money on something you want, but if you’d like to maximize the financial benefits from your refund, you might want to consider other options, including the following:Invest the money. In 2018, the
5 Ways to Separate Your Personal and Business Finances
By Marco Carbajo, Guest BloggerPublished: February 22, 2019 As a business owner, establishing a distinct separation between your personal finances and your business finances is pivotal for protecting your own assets and credit. This above all things should be a top priority for managing money the right way. An incorporated business is treated as a separate legal entitiy and it must be treated as such. For starters, separation between personal and business finances should be on the top of the list.
The Right Insurance Can Meet Both Short- and Long-term Needs
If you’re going to achieve your important financial goals, you’ll need to build an appropriate investment portfolio. But that’s only part of the story – because you also need to protect what you have, what you earn and what you’d like to leave behind. That’s why it’s a good idea to become familiar with the various types of insurance and how they can address short- and long-term needs. For starters, consider life insurance. You may have important long-term goals, such as leaving an inheritance for your
Your Financial Advisor Can Do Some “Life Coaching”
Life coaches – not surprisingly – strive to improve the quality of life of their clients. And financial professionals essentially embrace the same mission. So, if you decide to hire a financial advisor, you should expect to receive some “coaching” as you work toward all your important objectives, such as sending your kids to college, enjoying a comfortable retirement and leaving a legacy that can benefit the next generation. What tips from life coaches might you also get from your financial advisor? Here
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